|
Loan
Rates -As of 3/1/08
The
loan rates below are discounted by 0.25% when
repayment is automatic through Payroll Deduction or Direct
Deposit
| LOAN RATES |
TERM |
APR |
|
| NEW CARS: |
1-36 Months |
As low as 3.75% |
|
|
37-48 Months |
As low as 4.25% |
|
|
49-60 Months |
As low as 4.75% |
|
|
61-72 Months over $15,000 |
As low as 5.00% |
|
|
73-84 Months over $25,000 80% financing |
As low as 5.25% |
|
| USED CARS |
|
|
|
| Up To 4 Years Old |
1-36 Months |
As low as 3.75% |
|
|
37-48 Months |
As low as 4.25% |
|
|
49-60 Months |
As low as 4.75% |
|
| Over 4 Years Old |
1-36 Months |
As low as 5.25% |
|
|
37-48 Months |
As low as 5.50% |
|
|
49-60 Months |
As low as 5.75% |
|
| MOTORCYCLES |
Up to 60 Months (New) |
8.75% |
|
|
Up to 48 Months (Used) (2007-2001) |
9.00% |
|
| RVs |
New – Up to 144 Months |
10.00% |
|
|
Used – 120 Months (07,06,05,04) |
10.00% |
|
|
Used – 72 Months (03) |
10.00% |
|
|
Used – 60 Months (02) |
10.25% |
|
|
Used – 48 Months (01) |
10.50% |
|
| BOATS |
1 - 36 Months |
8.75% |
|
|
37 - 48 Months |
9.25% |
|
|
49 - 60 Months |
9.50% |
|
|
61 – 72 Months |
10.25% |
|
| PERSONAL LOANS: |
1 – 18 Months |
As low as 9.75% |
|
|
19 – 24 Months |
As low as 9.75% |
|
|
25 – 36 Months |
As low as 10.25% |
|
|
37 – 48 Months |
As low as 10.50% |
|
|
49 – 60 Months |
As low as 10.75% |
|
| VISA Classic |
|
10.99% APR |
|
| SHARE SECURED |
36 Months |
As low as 4.75% |
|
|
48 Months |
As low as 5.25% |
|
|
60 Months |
As low as 5.75% |
|
| CD SECURED |
|
3.50% above the CD rate |
|
|
|
|
|
| HOME EQUITY |
Five-Year Fixed – rate change on the 61st and 121st months to Prime + 1.00% |
As low as 5.95% |
|
| HOME EQUITY LOC |
Rate may change quarterly |
As low as 6.25% |
|
|
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|
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|
|
| Dividends as of 03/31/2008 |
APR |
APY |
| Share Accounts |
|
|
| $0.00 - $99.00 |
0.00% |
0.00% |
| $99.01 - $1999.00 |
0.25% |
0.25% |
| 1999.01 and over |
0.50% |
0.50% |
|
|
|
| Checking Account |
|
|
| $300.00 and over |
0.00% |
0.00% |
| Money Market |
2.50% |
2.53% |
| ($1500.00 minimum balance) |
| Christmas and Vacation Club |
0.50% |
0.50% |
|
|
|
| IRA Accounts |
|
|
| $0.00 - $99.00 |
0.00% |
0.00% |
| $99.01 - $1999.00 |
1.50% |
1.51% |
| 1999.01 - $4999.00 |
1.75% |
1.76% |
| $4999.01 and over |
2.00% |
2.02% |
|
|
|
| Share and IRA CD Rates |
As of 04/01/2008 |
|
| Term |
Min. Deposit |
Rate |
APY |
| 6 Months |
$500.00 |
2.10% |
2.12% |
| 12 Months |
$1,000.00 |
2.00% |
2.02% |
| 18 Months |
$1,000.00 |
2.05% |
2.07% |
| 24 Months |
$1,000.00 |
2.10% |
2.12% |
| 36 Months |
$1,000.00 |
2.60% |
2.63% |
| 60 Months |
$1,000.00 |
3.10% |
3.14% |
|
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| APR= Annual Percentage Rate APY=Annual Percentage Yield |
|
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| Rates are subject to change, please call 856-696-0767 to verify rates, dates and other information. |
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