As our membership continues to grow, we are committed to providing quality services in order to meet the financial needs of our members.

What is a Credit Union?
A credit union is a not-for-profit financial institution, owned and governed by its members. A credit union is formed by people who have a common bond, such as where they live, work, or go to church. Each member has a voice -and a vote- in how their credit union operates.

Credit Unions are closely regulated, like other financial institutions. The National Credit Union Association (NCUA) is the federal government agency that regulates credit unions. The National Credit Union Share Insurance Fund, administered by the NCUA, insures deposits of credit union members nationwide. Deposits are insured up to $100,000.

Benefits of Joining a Credit Union
Since credit unions are non-profit, they can provide members with lower cost products, lower loan rates, and higher interest on savings. Through automatic payroll deduction offered by most company groups, it is easy and convenient to deposit into savings or repay loan obligations.

Lifetime membership
Even after a member leaves the Field of Membership he/she may remain a member. ONCE A MEMBER, ALWAYS A MEMBER.

Family Membership
Because of your membership, family members can enjoy the benefits of CUMCO Federal Credit Union membership. Immediate family members and household members are eligible to join the Credit Union. This unique eligibility is a great opportunity to pass along all of your credit union benefits. Family members include spouse, child, sibling, parent, grandparent, stepsiblings, and adopted individuals. Household members are defined as persons living in the same residence, maintaining a single economic unit. Sign up your family members today! Membership Application Request Form